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Average Mortgage Approval Amount How Much Americans Owe on Their Mortgages in Every State – The national average mortgage debt is $201,811, an increase of almost 3% from 2016, and up 9.49% from 2007.. How Much Americans Owe on Their Mortgages in Every State. By Susan Henson.. Washington D.C. Oklahoma and Wyoming also increased the amount of mortgage debt significantly over 2016.
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