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Pre-Approval Letter vs. Loan Commitment – Westchester. – The loan commitment letter protects both the seller and the buyer from financing issues that may crop up prior to the closing. So what issues can occur from the time of the pre-approval letter? The biggest concerns are loss of income and credit problems that may lower your score.
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Mortgage Commitment Letters, Conditions and Final Approval – The mortgage commitment is an important step in the approval process. But it doesn’t mean you’re out of the woods entirely. The commitment letter might come with a list of conditions you must satisfy, before the lender gives you the clear-to-close signal.
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